Cost is not the only factor to consider when seeking therapy for you or your loved one! Even if it is a bit more expensive to see an “out of network” therapist, there still may be several compelling reasons to do so.
Selecting an "out of network" provider allows you:
1. To have a therapist with the expertise and therapeutic approach you prefer.
If the therapist is an expert in providing treatment for your specific situation, this can save an enormous amount of time, energy, frustration, and money over the long run.
Parents come to ICFT because they know that ICFT will work with their child in partnership with them. This means parents are well-informed about their child's treatment. Couples and families engage ICFT because the therapists at ICFT apply a systemic perspective in treating couples and families. This is something unique to choosing a Marriage & Family Therapist.
The therapists at ICFT know that one treatment approach will not help everyone. They customize treatment for each situation; taking into consideration an individual’s strengths and struggles, lifestyle, home, work, and school demands.
2. To protect mental health information about you or your loved one.
In order for a therapist to be reimbursed by an insurance company and be “in-network”, the therapist enters into a business relationship with the insurance company. Insurance plans then require the therapist to complete a treatment plan for each client which could include any of the following: listing multiple diagnoses, describing the presenting problem, listing current symptoms, etc. The insurance company can review all records at their discretion.
As “out of network” providers, ICFT provides a receipt with only one diagnosis code. ICFT is under no obligation to reveal the details of your situation to insurance companies. Even if you choose to submit your receipts, because ICFT is out of network, the insurance company is only getting that one diagnosis code. This gives you more control over the mental health record for you and your loved one.
3. To work with a therapist that was recommended by someone you trust.
Many clients are referred to ICFT by their physicians, friends, clergy members, and/ or school personnel. When someone you trust recommends an “out of network” therapist, you can relax knowing that the quality of your treatment will be what you need. There is a confidence that comes from seeing a recommended provider, rather than simply choosing a therapist off of a list of possible providers in your network.
Click here to learn how to use your "out of network" benefits.
Please click here to find out more information about getting started.